{"id":305,"date":"2018-03-19T17:01:42","date_gmt":"2018-03-19T15:01:42","guid":{"rendered":"https:\/\/lanebank.com\/fi\/?p=305"},"modified":"2018-03-19T17:01:42","modified_gmt":"2018-03-19T15:01:42","slug":"vippi","status":"publish","type":"post","link":"https:\/\/lanebank.noordev.se\/fi\/305-l%C3%A5n-search.php\/vippi","title":{"rendered":"Vippi"},"content":{"rendered":"

Lainaehdot 2020<\/h4>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Lainasumma<\/td>\n100 – 2,000 EUR<\/td>\n<\/tr>\n
Laina-aika<\/td>\n1 – 12 kuukautta<\/td>\n<\/tr>\n
Korko<\/td>\n19.9 %<\/td>\n<\/tr>\n
Todellinen vuosikorko<\/td>\n29.6 %<\/td>\n<\/tr>\n
Ik\u00e4raja<\/td>\n18 – 70<\/td>\n<\/tr>\n
Kuluton ensilaina<\/td>\nEi<\/td>\n<\/tr>\n
Lainaa maksuh\u00e4iri\u00f6iselle<\/td>\nEi<\/td>\n<\/tr>\n
V\u00e4himm\u00e4istulot<\/td>\n0 EUR<\/td>\n<\/tr>\n
Tilinavauspalkkio<\/td>\n0 EUR<\/td>\n<\/tr>\n
Tilinhoitopalkkio<\/td>\n0 EUR<\/td>\n<\/tr>\n
Esimerkki:\u00a02 000 euron jatkuva laina ja sen korko on 19,9 %. Lainanhoitokulu: 0,01 % \/ p\u00e4iv\u00e4 ja korkeintaan 150 EUR \/ vuosi. Nimelliskoron ollessa 19,9 % ja laina-ajan ollessa 12 kuukautta todellinen vuosikorko 2 000 euron suuruiselle Joustoluotolle on 29,6%. Esimerkki luoton takaisinmaksusta: Luoton ja luottokustannusten yhteism\u00e4\u00e4r\u00e4 2295 euroa ja maksuerien lukum\u00e4\u00e4r\u00e4 12. Avausmaksu lainalle 0 euroa. Laskelmassa on huomioitu lainanhoitokulu 0,1 % \/ p\u00e4iv\u00e4ss\u00e4, 73 euroa vuodessa.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Hinnasto<\/h2>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
1. Korot ja kulut<\/td>\n<\/tr>\n
Nostokulu<\/td>\n9,90 \u20ac +5,0 % \/ noston m\u00e4\u00e4r\u00e4<\/td>\n<\/tr>\n
Kuukausikorko<\/td>\n1,99 – 6,00 % \/kk<\/td>\n<\/tr>\n
Nimelliskorko<\/td>\n23,88 – 72,00 %<\/td>\n<\/tr>\n
Todellinen vuosikorko<\/td>\n49,77 – 131,66 %<\/td>\n<\/tr>\n
Tilinhoitokulu<\/td>\n0,00 – 4,95 \u20ac<\/td>\n<\/tr>\n
Paperilasku<\/td>\n1,90 \u20ac<\/td>\n<\/tr>\n
Pikanosto<\/td>\n3,50 – 4,50 \u20ac + 3,90 – 4,90 % \/ noston m\u00e4\u00e4r\u00e4<\/td>\n<\/tr>\n
6 h nosto<\/td>\n3,00 – 4,00 \u20ac + 3,50 – 4,50 % \/ noston m\u00e4\u00e4r\u00e4<\/td>\n<\/tr>\n
Takaisinmaksun pikak\u00e4sittely<\/td>\n0,00 – 0,99 \u20ac\/kpl<\/td>\n<\/tr>\n
2. Lis\u00e4palvelut<\/td>\n<\/tr>\n
Laskutustavan muutos<\/td>\n5,00 \u20ac<\/td>\n<\/tr>\n
Er\u00e4p\u00e4iv\u00e4n muutos<\/td>\n10,00 \u20ac<\/td>\n<\/tr>\n
Maksuvapaa kuukausi<\/td>\n30,00 \u20ac<\/td>\n<\/tr>\n
Lyhennysvapaa kuukausi<\/td>\n10,00 \u20ac<\/td>\n<\/tr>\n
Luottorajan korotus<\/td>\n35,00 \u20ac<\/td>\n<\/tr>\n
Minimilyhennyksen m\u00e4\u00e4r\u00e4aikainen pienent\u00e4minen<\/td>\n20,00 \u20ac<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n\n\n\n\n\n
2. Lis\u00e4palvelut<\/td>\n<\/tr>\n
Laskutustavan muutos<\/td>\n5,00 \u20ac<\/td>\n<\/tr>\n
Er\u00e4p\u00e4iv\u00e4n muutos<\/td>\n10,00 \u20ac<\/td>\n<\/tr>\n
Maksuvapaa kuukausi<\/td>\n30,00 \u20ac<\/td>\n<\/tr>\n
Lyhennysvapaa kuukausi<\/td>\n10,00 \u20ac<\/td>\n<\/tr>\n
Luottorajan korotus<\/td>\n35,00 \u20ac<\/td>\n<\/tr>\n
Minimilyhennyksen m\u00e4\u00e4r\u00e4aikainen pienent\u00e4minen<\/td>\n20,00 \u20ac<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\n\n\n\n\n\n\n\n\n\n\n
3. Selvitykset, saldopyynn\u00f6t, liikasuoritukset, viitteett\u00e4<\/td>\n<\/tr>\n
Luotonsaajan pyynn\u00f6st\u00e4 toimitettava korko- ja saldotodistus<\/td>\n0,00\u00a0\u20ac<\/td>\n<\/tr>\n
– Seuraavat min. 35 \u20ac tai 70 \u20ac\/tunti\/todistus<\/td>\n<\/tr>\n
Luotonsaajan yhteystietojen hankkiminen<\/td>\n15,00\u00a0\u20ac<\/td>\n<\/tr>\n
Selvitysty\u00f6 asiakkaan pyynn\u00f6st\u00e4 min 35 \u20ac tai 70 \u20ac\/tunti<\/td>\n35,00\u00a0\u20ac<\/td>\n<\/tr>\n
– min. 35 \u20ac tai 70 \u20ac\/tunti<\/td>\n<\/tr>\n
Liikasuorituksen palauttaminen<\/td>\n10,00\u00a0\u20ac<\/td>\n<\/tr>\n
Viitteett\u00f6m\u00e4n maksusuorituksen selvitt\u00e4minen<\/td>\n10,00\u00a0\u20ac<\/td>\n<\/tr>\n
Maksuhuomautus<\/td>\n5,00\u00a0\u20ac<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Lainaehdot 2020 Lainasumma 100 – 2,000 EUR Laina-aika 1 – 12 kuukautta Korko 19.9 % Todellinen vuosikorko 29.6 % Ik\u00e4raja 18 – 70 Kuluton ensilaina Ei Lainaa maksuh\u00e4iri\u00f6iselle Ei V\u00e4himm\u00e4istulot 0 EUR Tilinavauspalkkio 0 EUR Tilinhoitopalkkio 0 EUR Esimerkki:\u00a02 000 euron jatkuva laina ja sen korko on 19,9 %. Lainanhoitokulu: 0,01 % \/ p\u00e4iv\u00e4 ja […]<\/p>\n","protected":false},"author":1,"featured_media":3120,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"nb_alder":"20","nb_ansokan":"","nb_anstallda":"","nb_autogiro":"","nb_avi":"","nb_bank_id":"","nb_belopp":"","nb_bildat":"","nb_bolag":"","nb_direktutbetalning":"","nb_effektiv":"","nb_ej_bank_id":"","nb_exempel":"1500 \u20ac nostolle todellinen kulut huomioiva vuosikorko on 56,23 %, takaisinmaksettava summa yhteens\u00e4 1894 \u20ac mik\u00e4li asiakas nostaa kerralla 1500 \u20ac ja maksaa sen takaisin 12 kk-er\u00e4ss\u00e4.","nb_fi":"","nb_finansinspektionen":"","nb_folkbokford":"","nb_hemsida":"www.vippi.fi","nb_kalgomal":"","nb_lanesvar":"","nb_lopt_id":"","nb_mail":"ASIAKASPALVELU@VIPPI.FI","nb_max_ranta":"","nb_omsattning":"","nb_oppettider":"","nb_org":"","nb_postadress":"","nb_ranta":"","nb_rantesats":"","nb_ssl":"","nb_tele":"","nb_utbetalning":"","nb_vd":"","nb_wppr_rating":"50.00","nb_post_link":"https:\/\/lanebank.noordev.se\/fi\/till\/vippi","nb_ratings_users":"","nb_ratings_score":"","nb_ratings_average":"","nb_max_rows":"","nb_min_rating":"60","nb_wppr_links":null,"nb_wppr_pros":null,"nb_wppr_cons":null,"nb_wppr_options":null,"nb_inntektskrav":"","nb_selskapet":"","nb_hjemmeside":"","nb_etableringsgebyr":"","nb_avgift":"","nb_maksrente":"","nb_rentesats":"","nb_tilbakebetaling":"","nb_medborgare":"","nb_nedbetaling":"","nb_apningstider":"","nb_laneeksempel":"","nb_utbetalt":"","nb_medsoker":"","nb_stiftet":"","nb_trustpilot":"","nb_klage":"","nb_media_id":"0","nb_sub_id":"","nb_lainasummat":"100 \u20ac -10.000\u20ac","nb_Laina_aika":"3-33 kk","nb_korko":"24%","nb_korkokanta":"23.88-72.00% (49.77%-131.66%)","nb_inkomstkrav":"","nb_yritys":"Tact Finance Oyj","nb_y_tunnus":"2360614-4","nb_post_rates":"","nb_post_fees":"","nb_post_income":"","nb_post_description":"","footnotes":""},"categories":[161],"tags":[],"hitta":[],"class_list":["post-305","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lainanantajat"],"wppr_data":{"cwp_meta_box_check":"Yes","cwp_rev_product_name":"Saldo Vippi.fi","cwp_image_link":"image","wppr_links":[],"wppr_pros":["","","","",""],"wppr_cons":["","","","",""],"wppr_rating":"50.00","wppr_options":{"1":{"name":"Lainahakemus","value":"50"},"2":{"name":"Kustannus","value":"50"},"3":{"name":"Palvelu","value":"50"},"4":{"name":"Verkkosivusto","value":"50"}}},"yoast_head":"\nVippi - L\u00e5nebank<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fi_FI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vippi - L\u00e5nebank\" \/>\n<meta property=\"og:description\" content=\"Lainaehdot 2020 Lainasumma 100 – 2,000 EUR Laina-aika 1 – 12 kuukautta Korko 19.9 % Todellinen vuosikorko 29.6 % Ik\u00e4raja 18 – 70 Kuluton ensilaina Ei Lainaa maksuh\u00e4iri\u00f6iselle Ei V\u00e4himm\u00e4istulot 0 EUR Tilinavauspalkkio 0 EUR Tilinhoitopalkkio 0 EUR Esimerkki:\u00a02 000 euron jatkuva laina ja sen korko on 19,9 %. 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